If you’ve been hurt by someone else’s negligence, you probably already know you have a claim against their insurance.

You may also have insurance that can help you from your own policy.

If you’ve been hurt in your car, you may have medical payments coverage, which applies NO MATTER who caused the wreck. This coverage, also called “medpay” even applies if you caused the wreck or if your car was the only one involved (for example if you lost control and hit a tree.)

You may also have coverage under your own auto insurance policy if the defendant doesn’t have enough coverage to compensate you.

If you’re hurt at your own home, and you own it or are paying the mortgage, you may have medpay on your homeowners’ insurance policy as well.

If you’re on a bicycle and are hit by a car, certain coverages from your auto policy apply there, as well.

The personal injury lawyers at Miller Law Group have over 50 combined years of handling car accidents, pedestrian claims, trucking collisions, bicycle wrecks, and many other claims where our clients were injured by someone else’s negligence. Contact us today for a free consultation by clicking here or calling 919-348-4361.

 

More About Uninsured and Underinsured Motorist Coverage

Statutes of Limitations 

Negotiating with Your Health Insurance Plan