Medical treatment is often an unfortunate reality after a car accident. What many people don’t know is that you MUST watch your bills from your providers. Make sure you know what’s been billed to who, and what you really owe.
After a car accident, you should get the treatment you and your doctors feel that you need. If you have health insurance, it’s always best to use it to pay your medical bills.
Remember, however, that your doctor is NOT who handles the bills. That’s the billing department for the hospitals, clinics, and medical offices. Many of those departments are part of large corporations who are looking to make money. That means that they’ll ignore the discounts on your bills that YOU ARE CONTRACTUALLY ENTITLED TO through your health insurance, and try to get more money from your share of your personal injury claim. If you instruct your providers to bill your health insurance, however, they are REQUIRED by North Carolina (N.C.Gen. Stat. 131E-91) to submit your bills to your health insurance.
You must also be careful about how you reveal whether you have medical payments coverage, especially to hospitals. It’s always safer to discuss this with an attorney first, so the hospital doesn’t take all of your medpay without any sort of discount.
You’re entitled to recover medical expenses after a car accident, but it can take weeks, months, or even years to get that money from the defendant’s insurance company. With over 50 years of combined experience handling thousands of car accident claims, the lawyers at the Miller Law Group can help you determine how to use all the coverage available to you, so you get the outcome you deserve and protect yourself and your credit rating at the same time. Click here to contact us or call us a 919-348-4361 for a free consultation.
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