An insurance company is not your friend. Everyone in life has a job, it the insurance adjuster’s job to resolve your claim as quickly as possible and for the least amount of money as possible.
Car accident unfortunately happen, and hopefully you have not been physical hurt in the accident. If have been hurt, you have potentially two separate claims. One claim for property damage and a separate claim for personal injury. The property damage claim can be, and normally should be, settled before your personal injury claim. When resolving your property damage claim, make sure you do not sign a release that includes a release of any personal injury claims. Normally, you can resolve your property damage claim on your own, without having to incur the expense of hiring a lawyer.
Your personal injury claim most always more complicated. In North Carolina, the statute of limitation is 3 years from the date of the accident. Meaning, you must file a lawsuit with 3 years to protect your claim.
When dealing with an insurance company regarding your personal injury claim, the million dollar question is: “Do I need to hire a lawyer?”
The answer is, Hopefully Not …but that depends.
If your injuries are minor and your medical bills are minimal, then you can probably resolve your case on your own. Hiring a personal injury lawyer may net you less than if you represented yourself. If your injuries are more serious and you incur significant medical expenses, then you should hire a personal injury lawyer.
It best course of action is to call a lawyer you trust and ask the lawyer if your need to retain his/her services. At Miller Law Group, we always give an honest evaluation on whether you really need to retain a lawyer. If we do not believe we can help, we will tell you. We will also gladly advise you on how to maximize your claim if you chose to represent yourself – and will do so free of charge.
The lawyers at Miller Law Group have many years of trial experience and have recovered over 100 million in settlements and verdicts for their clients. We would be honored to give you a free consultation if you have been injured in a car accident.
Contact us here, or call 919-348-4361.