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Consumer Fraud

Without consumer protection laws, many of us are left vulnerable to unfair practices and scams.

Fair trade, competition and good faith and fair dealing are essential to a sustainable economy. Unfortunately, many people and companies are not guided by these principles. Consumer protection laws were established to protect consumers and businesses from fraud, unfair and deceptive practices that create an unfair advantage.

Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) protects consumers from unfair and abusive debt collection practices. The FDCPA says debt collectors can not:

  • Harass
  • Make false or misleading statements
  • Use unfair collection practices
  • Charge illegal fees
  • Make threatening comments

North Carolina Ch. 75 Unfair and Deceptive Trade Practices Act

Chapter 75 of the North Carolina General Statutes protects consumers from fraud and unfair and deceptive business practices. Penalties for violating this statute can result in treble damages.

Some common types of consumer violations include:

  • Misrepresentations about products or services
  • Illegal foreclosures or repossession
  • False advertising
  • Illegal loans, Pay Day Lending
  • Mortgage abuse

Miller Law Group represents consumers who are victims of fraud and abusive business practices.  Often, we take consumer protection cases on a contingency fee arrangement or make the wrongdoer pay our fees.

If you are or have been the victim of unfair debt collection practices or unfair and deceptive business practices contact Miller Law Group for a free consultation.

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While this website provides general information, it does not constitute legal advice. The best way to get guidance on your specific legal issue is to contact a lawyer. To schedule a meeting with an attorney, please call or complete the intake form below.
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