Misleading you about the time limits for your claim is one major trick that insurance companies use when trying to get you to settle your claims too soon or for too little money.
However, insurance companies have time limits they must follow as well. In fact, there are so many tricks that insurance companies play on consumers, that the North Carolina General Assembly called “Unfair Claim Settlement Practices.” (NCGS 58-63-15 (11))
Sadly, even that law doesn’t put strict requirements on the insurance companies, using words like “promptly” and “reasonably clear.” That lets the companies manipulate the words and hurt your claim.
If you don’t know the law, however, you can start racking up storage fees for your damaged vehicle, you can be hit with interest on your outstanding hospitals bills, and your credit can be damaged when your medical bills are paid (even if the insurance company told you they’d pay them for you.)
The only real option you have is to push back against the carrier, and the best way to do that is with an experienced trial lawyer. Our lawyers know how to use the vague words in the statute to HELP you push back and make the insurance companies act, instead of them letting the clock run out on your claim.
Contact us today by clicking here or by calling us at 919-348-4361 for a free, no-risk evaluation.