If you have health insurance, it’s always best to let your health insurance pay for your treatment up front, and recover those payments from the defendant later. Some health insurance plans, especially public plans like Medicare and Medicaid, will be entitled to be paid back.
However, be very careful. Lots of private plans, whether you pay out of pocket or get your insurance through your or your spouse’s job, will try to recover money that they aren’t entitled to. That’s fraud.
Public plans are entitled to be repaid for anything they paid for you IF IT WAS RELATED TO THE ACCIDENT. However, often, public plans will simply send you a demand for repayment without first checking if everything on your list was related to your wreck. If you were scheduled for heart surgery before the wreck, then the wreck did not cause that surgery, and you don’t have to pay the plan back out of your personal injury recovery.
Incidents of fraud and mistake come up all the time with personal injury claims. Adjusters will also often make offers to cover part of your medical expenses, but they leave out the part that they aren’t paying back your health insurance, so you may have to pay that out of whatever you got “in-pocket.” In some cases, you might have to pay back everything you got.
That’s why you need a law firm with experience both in spotting subrogation fraud, fixing lien mistakes, and keeping more of your money in your pocket. At the Miller Law Group, our award-winning attorneys have over 50 years of combined experience in fighting these issues for our clients. Contact us today for a free consultation by clicking here or calling us at 919-348-4361. Let us show you how we’ve got your back.