Paperwork and claim filing protocols aren’t first thoughts for employees hurt in work-related accidents. A worker and his or her family’s focus are concentrated rightly upon health concerns. However urgent a work accident victim’s health condition is, compensation is needed to foot the bills that follow a Raleigh workplace injury.
Obtaining medical treatment is a priority, but reporting an accident claim to an employer is vital. North Carolina workers’ compensation benefits cover healthcare along with lost wages. Steps must be followed for the injury claim to be valid.
The injured employee may be treated by a health provider provided on a work site or through a doctor designated by an employer. Treatment for sudden, severe injuries may override these rules. Emergency care sometimes involves a facility or physicians outside the established workers’ compensation provider.
The injury must be reported in a timely manner to an employer, directly by an accident victim or through a patient representative. The initial report of an injury may be verbal but at some point within 30 days, a written report should follow. An employer or accident victim files workers’ compensation claims through the North Carolina Industrial Commission — forms are available at the NCIC website.
Medical costs and lost wages incurred by a patient are paid through an employer or insurer. The Commission or payers must approve changes in doctors or treatment. Otherwise, medical services to the injured party may not be covered.
Wage loss benefits cover two-thirds of the employee’s weekly pay, up to the state benefits’ maximum. Benefits for wages are paid until an injured employee is capable of returning to the job. In the event of disability, benefits are measured against the injury’s effect upon the victim’s capacity to work.
Attorneys understand the complex rules associated with job accident claims. Lawyers fight to recover all sources of benefits and compensation for injured workers and their families.