Unfair Business Practices, Unfair Competition, Deception and Fraud in North Carolina
Experienced business lawyers in Raleigh, North Carolina, explain unfair business practice laws and the effect of deceptive trade on the victims.
Victim of Business Fraud
If you believe your business has been defrauded, North Carolina law protects business owners and consumers while punishing the business or individuals who commit the fraud. Business fraud can be considered any business activity that is dishonest or deceptive. When a business defrauds an other business it is often referred to as business fraud [...]
Charged a Fee for Paying Mortgage Online or by Phone, YOU MAY BE ENTITLED TO $$$ DAMAGES
North Carolina law prohibits mortgage servicers from charging a fee when collecting mortgage payments. So, if you were required to pay a “service fee,” “convenience fee,” “processing fee, “or whatever they want to call fee,” it is ILLEGAL in North Carolina. Here is what the mortgage collection company will never tell you, you may [...]
Robocalls Annoying You? YOU MAY BE ENTITLED TO $500.00 PER CALL.
The Telephone Consumer Protection Act (TCPA) restricts telemarketers and debt collectors from using automated dialing and voice recorded messages to: Mobile phone Residential phones Text messages, and Faxes It is a VIOLATION of the TCPA to use automated calls, texts, pre-recorded messages to mobile phones, unless the consumer has given permission to call their cell [...]
PRICE GOUGING IS ILLEGAL IN NORTH CAROLINA
Sadly, in the aftermath of Hurricane Florence, the NC Attorney General has received hundreds of complaints for price gouging. Price gouging is defined as charging unreasonable prices for goods, services or commodities at a time when North Carolina is in a State of Emergency. On September 7, 2018 Governor Cooper declared a State of Emergency [...]
“CONVENIENCE FEES” or Fees by Collection Agencies are ILLEGAL in North Carolina
If you have been charged a fee for making payments to a collection agency when making payments by credit card, telephone, on-line, electronic check, or debit card you may be entitled to MONETARY DAMAGES. North Carolina law prohibits collection agencies from collecting or attempting to collect any fees when collecting a debt. Often these [...]
Charged a Fee for Paying Your Mortgage Online or by Phone, YOU MAY BE ENTITLED TO MONETARY DAMAGES
North Carolina and South Carolina law prohibits mortgage servicers from charging a fee when collecting mortgage payments. So, if you were required to pay a “service fee,” “convenience fee,” “processing fee, “or whatever they want to call fee,” it is ILLEGAL in NC and SC. Here is what the mortgage collection company will never [...]
Charged a Fee for Paying Your Mortgage Online or by Phone? You’ve Been Sucker Punched!
Yep, they slipped one by you. The North Carolina Collection Agency Act prohibits a collection agency or mortgage servicing company from collecting any fee or expense incidental to collection of a mortgage. So, the $25.00 that you paid as a “transaction fee,” or “processing fee,” or whatever they want to call it, may be [...]
MORTGAGE ABUSE
Outside of our family, our home is one of our most sacred treasures. Losing your home can be a scary and depressing experience. Often, homeowners feel like victims when dealing with mortgage lenders and those who service the loans. Predatory mortgage lending and abusive loan servicing can be illegal in North Carolina. Miller Law [...]
PAYDAY LOANS: THEY ARE ILLEGAL IN NC
Are you battling a payday lender? Do you feeling you are paying back more than is fair? Well, you probably are. And chances are, it is an illegal loan in North Carolina. Payday loans are cash loans that are generally small loans with short term payments. Sometimes payday loans are called “cash advances.” Here’s the [...]
