As a tactic to avoid paying a claim for wind damages, many insurance companies blame damages on flooding so they do not have to pay out.
As a result of the high winds experienced during Hurricane Florence many businesses suffered wind damage.
Many times, the classification of what caused damage to a home or business determines if insurance will cover the damages sustained. If your business does not have flood insurance, the insurance company may decide that the damage to your business was caused by flooding, and not wind, and deny coverage. It is critically important to take pictures of the damage to your property to preserve as evidence. Why? Because insurance companies often deny coverage by claiming the cause of the damage is not covered under the insurance policy.
Insurance companies also delay making decisions on whether damages were caused by flooding or wind to help reduce the amount they have to pay. Often, business owners are desperate resume operations and end up accepting less so that they can reopen their doors and continue serving their customers.
Miller Law Group often hires investigators and engineers to help determine the cause of hurricane and storm related damage. If you have questions regarding the cause of your business damage, contact Miller Law Group.
While this website provides general information, it does not constitute legal advice. The best way to get guidance on your specific legal issue is to contact a lawyer. To schedule a meeting with an attorney, please call or complete the intake form below.